Like if you're dependent on working friends or parents (or even kids & grandkids) to gift you a game subscription, they'd be more cool with small installment payments than being begged to spend $15-$30 in one shot when the price of groceries, utilities, & gas keep going up while their paychecks stay the same size. & I don't know about you guys, but nobody is hiring where I live. It's crazy even for the lowliest of jobs; a college degree to work at Payless, no more than 3 isles open in any store. Every penny I had at my last job went to paying off interest on my stupid student loan.
Ooh, I'm ranting about the economy again...

Anyway, I think it might increase game sales, that's what I wanted to say.
